Over the years, many individuals who were injured in a car accident have told us that they didnt want to contact us until after they had spoken to the insurance companies involved, preferring to wait to see if they needed an attorney.Our experience tells us that we can always be of more help to a client if we speak to them before they speak to the insurance carrier. Why? Because we can prevent missteps that will prevent, delay or reduce recoveries. While most of us have a fine relationship with our own insurance agent (the person that sells us insurance) once an accident has occurred you deal with an adjuster (a person whose job is to pay the least amount possible on behalf of the insurance company.)The adjusters first job is to take a statement (often recorded) of the injured parties. This statement is not required, will never help and often hurts. People are injured, taking medications, frustrated, and unsure of the nature and extent of their injuries are not in the best position to give a statement that may later be used against them!Some insurance adjusters attempt to persuade accident victims not to seek legal representation, saying lawyers will only take a portion of your recoveryyoull end up with less money. Nothing could be further from the truth! After a free consultation, if we determine that you do not need an attorney, well tell you. But if your case is one in which you will benefit, well tell you that as well. Were onr case is one in which you will benefit, well tell you that as well. Were on your side! The insurance adjuster has no reason to help you and every reason to prevent you from making a full recovery.At Cubbon and Associates, all cases are screened by attorneys. All initial consultations are free and without any obligation. Before you speak to an insurance representative, please take a moment to call us. We can help you protect your rights!