Q:

How Much Auto Insurance Do I Need To Have?

A:

In Ohio, minimum limits for liability insurance are $12,500/$25,000 and there is no requirement that uninsured motorist coverage is offered or purchased. In our opinion, the state law is woefully inadequate. It does not take much to cause a serious injury that far surpasses the state minimum limits. Also, even though our state requires insurance, many drive without it, making uninsured motorist coverage extremely important.

Q:

What Is Uninsured Motorist Coverage?

A:

This automobile insurance coverage is your protection from those who drive without insurance. If an uninsured driver injures you, your uninsured motorist coverage will compensate you as if the other driver did have insurance. There are rules and policy provisions to follow and it is strongly recommended that you are represented by counsel when making a claim for uninsured motorist coverage.

Q:

I Have Health Insurance, But The Other Driver Is At Fault. Why Should My Insurance Pay My Bills?

A:

The fastest way to have your accident-related medical expenses paid is by submitting them to your health insurance carrier. The carrier typically has an obligation to pay the bills. Your insurer will typically then seek reimbursement when your injury claim is resolved. This is called subrogation.

Contact Us For Qualified Counsel

If you are considering suing your insurance carrier for bad faith, you need a qualified legal team to guide you through the process. Call our Toledo office at 419-315-9908 to schedule a free case evaluation. You may also contact our proven trial lawyers online.